Kia Optima Deals and Finance

RRP from
£20,000
Cash price from
£18,405
Finance price from
£17,905
Avg. carwow saving on this car
Cash
£3,500
Finance
£4,000
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Kia Optima deals

Cash deals on carwow
Average carwow saving off Optima RRP
Finance deals on carwow
Average carwow saving off Optima RRP

Kia Optima finance deals

PCP Finance from Kia
Valid until
1st October

Personal Contract Purchase (PCP) is the most popular form of finance for those buying a car. This is an example of the PCP terms being offered by Kia and acts as an indication of the deals being offered by Kia franchised dealers. Estimate your monthly payments with our PCP finance calculator.

Valid until
1st October
APR % Fixed
4.9%
Contract length
-
Min deposit
-
Deposit contribution
£500
  • £1000 test drive saving included in the offer price. This saving is subject to completion and reporting of a test drive at your chosen dealership. Please ask your dealer for more information
  • Kia care-3 service plan (3 services) available from £329 or Kia Care-3+ service plan (5 services) available from £609. Please speak to your dealer for more information.

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Is the Optima right for you?

Find out more by reading our review of the Kia Optima.

New Kia Optima cars for quick delivery
These are some of the Kia models our dealers have in stock.
Compare offers to browse our full list of available in-stock cars.
New
Kia Optima
  • 1.7 CRDi ISG DCT
  • Solid - Midnight black
  • Diesel
  • Automatic
  • Ref: 768504
  • View options

£28,940

Notes

  • £500 Deposit Allowance

£28,940
New
Kia Optima
  • 1.7 CRDi ISG
  • Metallic - White pearl
  • Diesel
  • Manual
  • Ref: A

£20,550

£20,550
New
Kia Optima
  • 1.7 CRDi ISG
  • Solid - Midnight black
  • Diesel
  • Manual
  • Ref: 4
  • View options

£22,648

Options with this car

  • METALLIC PAINT

Notes

  • Includes Test Drive Saving + £500 FDA

£22,648
Here's what Optima buyers have to say about our Kia dealers

PCP Finance

PCP (Personal Contract Purchase) is the most popular finance product for buying a new car in the UK.

There are 3 payment phases with PCP:
  1. An initial deposit - you can usually choose the amount
  2. Monthly repayments over the term of your agreement - the value will depend on the term length, the APR (Annual Percentage Rate) and the cost of the car
  3. At the end of the agreement you are left with an amount outstanding (known as the Guaranteed Minimum Future Value). You can either pay off the remaining balance, part-exchange your car for another one or simply give the car back.

Many offers include a deposit contribution from the car manufacturer or dealer. It’s added to your deposit to reduce the overall cost of the finance and the vehicle.

There may be other finance options available. To learn more about different finance options, visit our finance guide.