How old do you have to be to lease a car?

Curious how old you have to be to lease a car? We’ll explain the minimum age to lease a car and clear up whether there’s an age limit to watch out for.

Wondering how old you have to be to lease a car? Many first-time drivers ask, is there an age limit for leasing a car and what the minimum age to lease a car actually is. This guide breaks down everything you need to know before signing that lease.

Remember, you can lease a brand new or used car right here on Carwow. We’re here to help you through every step of your car-changing journey.

What is the youngest age to lease a car?

The youngest age to lease a car in the UK is 18. That’s because a car lease is technically a credit agreement, and you need to be old enough to legally sign contracts.

What are other requirements for leasing?

Age is just one piece of the puzzle. Before you can lease a car, there are a few key things you need:

Driving licence

You need a full driving licence to lease a car. This proves you’re legally allowed to drive and ensures the lease provider can trust you’ll use the car responsibly.

Affordability

Leasing a car involves regular monthly payments, so providers will check that you can comfortably afford the lease. This usually means showing proof of income or employment.

Credit history

Since a lease is a form of credit, your credit history matters. A good credit score shows lenders you’re reliable with payments, while poor credit might limit your options or increase costs.

Can a parent lease a car for their child?

Yes, a parent can lease a car for their child. This is usually done because the child is under 18 or doesn’t have a strong enough credit history to qualify for a lease. The parent, as the primary leaseholder, takes legal responsibility for the payments and the contract, while the child can use the car legally so long as they have a valid licence and are insured on the car.

Is there a maximum age to lease a car?

No, there is no upper age limit for leasing a car in the UK. Anyone aged 18 or over can lease a car, including retirees. Approval is based on financial standing and a clean credit history rather than age, although some lenders may have internal policies that could affect your application.

Car change? Carwow!

Looking for a new set of wheels? With Carwow you can sell your car quickly and for a fair price – as well as find great offers on your next one. Whether you’re looking to buy a car brand new, are after something used or you want to explore car leasing options, Carwow is your one stop shop for new car deals.

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