0% APR finance car deals
Browse the best interest free car finance deals currently available on carwow
Best 0% APR finance new car deals of 2023
Here are the 0% finance offers available to you from car manufacturers through carwow.
You can get 0% APR on a new Tesla Model 3 when you buy a car in stock through carwow. The Model 3 offers class-leading technology, good electric range and it's comfortable to drive as well.
If you want to slip though the city in style, the Fiat 500e is a fabulous choice. It looks good, has decent electric range and it has plenty of poke for nipping through gaps in traffic. Grab your new Fiat 500e through carwow and get 0% APR with no minimum deposit!
If you want your electric SUV to stand out, the Hyundai Ioniq 5 fits the bill. It looks like something straight out of a sci-fi video game, and it’s not style over substance either because it’s comfortable, spacious and well-equipped.
You can get 0% APR when you pick up a new Hyundai Ioniq 6 through carwow, and there’s plenty to like about this funky-looking electric saloon. It’s good to drive, has a high-tech interior and plenty of range.
The Peugeot e-208 is a great-looking small EV with decent range and plenty of standard equipment. You can have one on your drive with 0% APR when you buy through carwow.
If you like the look of the Peugeot e-208, but want a higher-riding SUV, check out the Peugeot e-2008. It’s just as funky as the e-208, but it has chunky SUV styling, and it’s also available with 0% APR.
Few electric cars are as fun to drive as the Cupra Born, and it’s not a one trick pony either. This hatchback is spacious, well-equipped and has good electric range. Pick up your Cupra Born through carwow with 0% APR.
You can get both the Ford Focus hatchback and the practical estate with 0% APR on carwow. The Focus is a great all-rounder offering a spacious cabin, plenty of kit and it’s great fun to drive as well.
If the Ford Focus appeals to you, but you want extra performance and more aggressive looks, you can also get 0% APR on the Focus ST, as well as the Focus ST Estate.
You may not think a small SUV can be fun to drive on a twisty road, but the Ford Puma ST proves that this isn’t the case. Not only will it put a smile on your face, it’s also available with 0% APR.
All finance offers and monthly payments shown are subject to application and status. This should be discussed with the dealer directly. While carwow uses reasonable efforts to ensure accuracy all information and details must be confirmed when enquiring. carwow makes no representations, warranties or guarantees, whether express or implied, that this information is accurate, complete or up to date. carwow will not accept liability for the information provided
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Have you considered getting GAP insurance for your new car?
What is 0% car finance?
A 0% car finance deal operates much like any loan – you borrow money from a financial institution which you agree to pay back over a set period of time. Whereas most contracts of this type will charge interest for borrowing the money, zero per cent deals don’t cost you an extra penny – effectively you’re spreading out the original cost of the car into more manageable chunks.
Depending on the car you’re looking for, these 0% deals will be applied to either a Hire Purchase or Personal Contract Purchase agreement. The option you pick will depend on what kind of ownership you want.
0% finance deals are typically offered by a manufacturer for a new car - it tends not to be offered on used cars or by smaller dealers. Whilst these types of deals used to be relatively common for new cars, supply chain shortages and global price rises mean it is now increasingly tricky to find a manufacturer offering interest free financing - although some offers are still available.
What are the pros and cons of 0% car finance?
Interest repayments generally add several thousand pounds over a typical three to five-year finance contract for a new car. The main advantage of a 0% finance offer therefore is that you will save yourself a significant amount of cash if you can find one.
In terms of disadvantages, finding a 0% finance offer can be very difficult these days, as car manufacturers don’t tend to offer them anything like as frequently as they used to. Moreover, 0% finance deals tend to be offered only on very specific terms, often applying only to cars with certain engines or trim levels, or when a specific deposit (typically a high one) is put down by the customer.
Many deals will be subject to your credit history and it’s worth making absolutely sure you’re able to keep up with the monthly payments before committing to any agreement.
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