Can you modify a leased car?

Got a leased car and thinking about modifying it? Find out what’s allowed, what to avoid, and how to stay within the lease terms before making any changes.

Can you modify a leased car? Well, this depends on your lease terms and the type of modifications. Many drivers have questions about what’s allowed when modifying a leased car. This guide explains the key do’s and don’ts to help you customise your car wisely while staying within your lease agreement.

Did you know you can lease a car right here on Carwow? We’re here to help you through every step of your car-changing journey.

Can you modify a leased car?

Let’s cut to the chase. Usually, modifying a leased car isn’t a great idea and could cause problems or fees when your lease ends. Some small, easy-to-reverse changes might be okay if your finance company says yes, but bigger or permanent mods usually aren’t allowed. Always check with your leasing company before you make any changes.

What can you modify on a leased car?

When modifying a leased car, stick to small, reversible changes since you don’t own the car – your finance provider does. It has to be returned in its original condition. So, if you know you want modifications, ask about them when ordering your car.

Keep in mind, making changes is at your own risk and could void the warranty. It’s a good idea to talk to a pro or sales adviser before you start. And remember, you’ll need to remove any modifications without causing damage before handing the car back at the end of your lease.

What type of modifications might be accepted?

Modification rules vary depending on the type of change, the manufacturer, and your finance provider. Here are some modifications that usually get the green light:

Modifications for personal leased car

• Tow bar: You can add one to tow trailers or caravans, but check with your finance provider first.
• Dash cam: Installing a dash cam to record your drives is usually okay with approval.
• Black box: Insurance-installed tracking devices (aka ‘black boxes’) are generally allowed with permission.

Modifications for business leased car

• Car wrapping: Many companies wrap their leased cars with decals (stickers) to promote their business – just make sure to remove them before returning the car.
• Vehicle tracker: High-value vehicles can often have trackers installed, but you’ll need your finance provider’s OK.
• Roof racks: Great for carrying luggage, bikes, or business gear – always check before installing.
• Van ply lining: For leased vans, ply lining is usually applied to protect the vehicle and avoid extra charges. If you lease a van through Nationwide Vehicle Contracts, this will be fitted before delivery.

What happens if you modify a leased car without authorisation?

If you modify a leased car without getting the stamp of approval first, you could run into some headaches. The finance company might charge you fees to fix things or put the car back to how it was.

The worst case scenario is that they could say you broke the lease terms, which might lead them to end your lease, repossess the car, and demand full payment of the remaining balance. Plus, unauthorised changes can mess with your warranty or cause issues when you return the car. So, it’s always better to check before you tweak!

Modifying a leased car FAQs

Can you change alloys on a lease car?

Yes, you can usually swap out the alloy wheels on a leased car, but just make sure the changes won’t damage anything and can be undone when your lease is up. Also, it’s a good idea to check with your leasing company and insurer before you go ahead.

Can you put a dash cam in a leased car?

Yes, you can usually add a dash cam to a leased car, but check your lease and get permission first. Stick to easy, non-permanent installs to avoid any issues.

What car mods do you have to declare?

Most of the time, you should let your insurance know about any changes you make to your car, even small ones. This covers everything from engine tweaks and new wheels to paint jobs, stickers, or window tints. If you don’t tell them, your insurance might not cover you, and that could cause some issues down the road.

Do modifications to my leased car affect my insurance?

Yes, modifying a leased car can affect your insurance. Even small changes should be reported, or your policy could be invalidated. Some modifications can increase risks such as theft or accidents, which might lead to higher premiums.

Car change? Carwow!

Looking for a new set of wheels? With Carwow you can sell your car quickly and for a fair price – as well as find great offers on your next one. Whether you’re looking to buy a car brand new, are after something used or you want to explore car leasing options, Carwow is your one stop shop for new car deals.

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