Buying your first car: a complete step-by-step guide

Buying your first car can feel overwhelming, but it doesn’t have to be. This guide shows you how to buy your first car with confidence, plus smart tips to make it easier.

Buying your first car is an exciting milestone, but it can also feel overwhelming if you don’t know where to start. This complete guide breaks down how to buy your first car, along with smart tips for buying a first car without the stress.

Remember, you can buy a brand new or used car right here on Carwow. We’re here to help you through every step of your car-changing journey.

How to buy your first car

Buying your first car can be exciting and daunting. To make the process easier, it’s best to start with a clear plan. From setting your budget to the final checks, these steps will help you buy your first car with confidence and ease.

Set your budget

Before you jump the gun and start shopping, figure out how much you can realistically afford. Factor in more than just the price of the car and include things such as tax, insurance, fuel, maintenance, and running costs. This gives you a clearer picture of your total car expenses.

Decide between paying in cash or financing

Will you pay the full amount upfront or take out a loan? Paying in cash avoids interest, but financing a car can make a more expensive car affordable with monthly payments. Know the pros and cons of each before deciding.

Choose the right make, model, body style, and fuel type

Think about what fits your lifestyle. Need something small for city living or a spacious SUV for long family trips? Consider reliability, fuel economy, and whether you prefer petrol, diesel, hybrid, or electric.

New cars vs used cars

Not sure if you want a new or used car? New cars come with warranties and no previous owners, but they lose value quickly. Meanwhile, used cars are more affordable but may come with wear and tear. Weigh your priorities and budget before choosing.

Research and compare

Once you’ve narrowed down your options, research reviews, ratings, and price comparisons. Use trusted sources and check vehicle history reports for used cars. In fact, Carwow has a free car check tool you can use to check a car’s full history.

Test drive and inspect

Always take the car for a test drive to see how it feels on the road. For used cars, consider getting a mechanic to inspect it so you don’t end up with hidden issues.

Understand paperwork and ownership costs

Be sure to understand the contract, warranty details, and any extra fees like registration or dealer charges. Also, know what ongoing costs – such as servicing – will look like after you drive off. And don’t forget, you’ll need insurance and road tax sorted before you hit the road.

Final checks before you buy

Double-check everything before committing. Review the car’s history, make sure all paperwork is in order, and confirm the seller’s legitimacy, especially with private sellers.

Tips for buying your first car

Here are some easy-to-follow tips for buying your first car:

• Consider the car’s safety features and crash-test ratings.
• Look into the typical reliability and common issues of the model year you want.
• Factor in parking costs and space where you live before picking a certain size or style.
• Get a second opinion from a trusted mechanic or knowledgeable friend on a certain make and model.
• If you go to a dealer, review their reputation and customer service history online.
• Think about future needs – will the car still suit you in a few years?
• Check insurance premiums specifically for the model you want as some cars cost way more to insure.
• Be cautious of “too good to be true” deals as they often have hidden catches.

Buying first cars FAQs

Should my first car be cheap?

Yes, it’s usually a good idea for your first car to be affordable. While a brand-new flashy car might be tempting, buying a cheaper used car is often a smarter choice – especially for new drivers – since ownership costs such as insurance, fuel or charging, and maintenance can add up quickly. Just make sure a car that’s on the cheaper end is in good shape by getting it checked by a mechanic and confirming the seller has all the right paperwork.

Do I buy a car or insurance first?

You need to have car insurance before you drive your new car, as it’s illegal to be on the road without it, even just for a short distance.

Should I buy my first car from a dealership?

Buying your first car from a dealership is usually a smart move since you get extra protection such as warranties and financing options. But it can be pricier, so think about what matters most to you before deciding.

Car change? Carwow!

Looking for a new set of wheels? With Carwow you can sell your car quickly and for a fair price – as well as find great offers on your next one. Whether you’re looking to buy a car brand new, are after something used or you want to explore car leasing options, Carwow is your one stop shop for new car deals.

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