Buying your first car: a simple guide for new drivers

Buying your first car can feel exciting yet daunting at the same time, but this handy guide can help you every step of the way.

Buying your first car is an exciting milestone. But it’s important to remember that the cost goes beyond the price on the windscreen. Expenses such as insurance, fuel, servicing and unexpected repairs can quickly add up and catch you off guard.

Here are seven things you can do as a new driver to make sure your buying experience goes as smoothly as possible.

Remember, you can buy a brand new or used car right here on Carwow. And you can sell your car, too. We’re here to help you through every step of your car-changing journey.

1. Set your budget

Work out the total cost of owning the car, not just what you can afford to spend upfront.

Remember to budget for:

• Insurance
• Fuel/charging
• Road tax
• Servicing and maintenance
• MOT costs
• Unexpected repairs

Keep some savings aside for emergencies rather than spending everything on the car.

If you need to finance the car, compare borrowing options before visiting a dealer. Look at the total amount repayable, not just the monthly repayments. Consider 0% APR and interest-free deals too.

2. Choose the right car

For a first car, reliability, safety and affordable running costs should be priorities.

Research models with a good reliability record and reasonably priced parts and servicing. Check their safety ratings and get an insurance quote before buying.

In the UK, cars are placed into insurance groups from one to 50. Lower-group cars generally tend to be cheaper to insure, although your premium will depend on your circumstances.

Keep in mind that a car that’s cheap to buy can still be expensive to own, so check insurance and running costs before making a decision.

3. Inspect the car

If you’re buying used, view the car in daylight and take your time.

Look for:

• Rust, dents and scratches
• Mismatched paint or uneven panel gaps
• Damaged lights or windows
• Worn tyres
• Signs of leaks under the bonnet

Inspect the interior and test the air conditioning, heater, lights, wipers, windows, and central locking system.

If you’re unsure about the car’s condition, consider getting an independent inspection. Even consider bringing a family relative or friend who’s got better knowledge of cars with you to the viewing.

4. Check its history

Before buying a used car, use the registration number to carry out a vehicle history check. This can help identify issues such as outstanding finance, previous write-offs or whether the car has been reported stolen.

Check its MOT history and mileage too, and make sure the records are consistent with the car’s condition.

5. Take a proper test drive

Try the car on different types of roads where possible.

Check that:

• The brakes feel smooth and responsive
• The steering feels controlled and doesn’t pull to one side
• The engine sounds normal
• The clutch and gearbox operate smoothly
• There are no unusual noises or dashboard warning lights

Don’t feel pressured to buy if something doesn’t feel right. It might also be worth getting a more experienced family member or friend to test drive the car as you may not know what feels right or wrong yet.

6. Check the price and negotiate

Compare similar cars online, taking into account their age, mileage, specification and condition.

If the asking price is too high, use your research to negotiate. And remember, don’t be afraid to walk away if you’re unhappy with the car or the deal.

7. Get the paperwork right

Before completing the sale, make sure the vehicle details are correct and you receive the relevant V5C registration document information and a written receipt or record of the sale.

Car change? Carwow!

Looking for a new set of wheels? With Carwow you can sell your car quickly and for a fair price – as well as find great offers on your next one. Whether you’re looking to buy a car brand new, are after something used or you want to explore car leasing options, Carwow is your one stop shop for new car deals.

Want to see the latest car content first? Add Carwow as a preferred source here. Click here to follow us on Reddit, where you can keep up-to-date with all the latest news, reviews, advice guides and videos.