New cars for sale with 0% finance

If you’re in the market for a new car you may like the idea of purchasing it with 0% APR finance. This means that you can spread it out over multiple instalments without getting charged interest.

If that sounds appealing, carwow has compiled a definitive list of every car that’s available with 0% finance.

(If you want to know whether finance is the right option for you, take a look at carwow’s comprehensive guide to financing.)

Legend:
FDA: Deposit contribution
HP: Hire purchase
PCP: Personal contract purchase

  • Ford cars with 0% finance
  • Hyundai cars with 0% finance
  • Jaguar cars with 0% finance
  • Jeep cars with 0% finance
  • Kia cars with 0% finance
  • Maserati cars with 0% finance
  • Mazda cars with 0% finance
  • MG cars with 0% finance
  • Nissan cars with 0% finance
  • Renault cars with 0% finance
  • Ssangyong cars with 0% finance
  • Subaru cars with 0% finance
  • Suzuki cars with 0% finance
  • Toyota cars with 0% finance
  • Volkswagen cars with 0% finance
  • Volvo cars with 0% finance

Ford 0% deals

You’re very well catered for if you’re after a new Ford with 0% finance, as nearly every model it makes is available with no-interest finance – even the Mustang muscle car has a 0% deal. It’s important to check out the finer details, though, as many of Ford’s zero-interest offers are limited to a very specific trim and engine combo.

Ford EcoSport ST-Line 1.0 EcoBoost 125PS (PCP)
Three-year contract; £250 monthly payments; £3,764 customer deposit; £8,731 optional final payment; 9,000 miles per year

Ford Fiesta ST-Line 1.0 EcoBoost 95PS 3dr (PCP)
Three-year contract; £190 monthly payments; £4,934 customer deposit; £1,000 deposit contribution (when financed with Ford Credit); £6,966 optional final payment; 9,000 miles per year

Ford Fiesta Trend 1.0 EcoBoost 95PS 5dr (PCP)
Three-year contract; £170 monthly payments; £4,354 customer deposit; £1,000 deposit contribution (when financed with Ford Credit); £5,816 optional final payment; 9,000 miles per year

Ford Focus ST-Line 1.0 EcoBoost 125PS (PCP)
Three-year contract; £220 monthly payments; £5,505 customer deposit; £750 deposit contribution (when financed with Ford Credit); £9,215 optional final payment; 9,000 miles per year

Ford Galaxy Titanium 2.0 EcoBlue 150PS (PCP)
Three-year contract; £325 monthly payments; £10,391 customer deposit; £11,609 optional final payment; 9.000 miles per year

Ford Grand Tourneo Connect Titanium 1.5 EcoBlue 120PS (PCP)
Three-year contract; £259 monthly payments; £6829.20 customer deposit; £10,327 optional final payment; 9,000 miles per year

Ford Kuga ST-Line 2.5 Plug-in Hybrid 225PS (PCP)
Three-year contract; £335 monthly payments; £5,740 customer deposit; £1,500 deposit contribution (when financed with Ford Credit); £16,735 optional final payment; 9,000 miles per year

Ford Mondeo Hybrid Titanium 2.0 TiVCT 187PS Auto (PCP)
Three-year contract; £269 monthly payments; £6,565 customer deposit; £1,000 deposit contribution (when financed with Ford Credit); £11,496 optional final payment; 9,000 miles per year

Ford Mustang Bullitt (PCP)
Three-year contract; £469 monthly payments; £7,895 customer deposit; £24,306 optional final payment; 9,000 miles per year

Ford Puma ST-Line 1.0 EcoBoost Mild Hybrid 125PS (PCP)
Two-year contract; £260 monthly payments; £4,207 customer deposit; £12,143 optional final payment; 9,000 miles per year

Ford S-Max ST-Line 2.0 EcoBlue 190PS (PCP)
Three-year contract; £299 monthly payments; £11,178 customer deposit; £13,908 optional final payment; 9,000 miles per year

Ford Tourneo Courier Zetec 1.5 TDCi 100PS (PCP)
Three-year contract; £199 monthly payments; £2,613 customer deposit; £7,103 optional final payment; 9,000 miles per year

Ford Tourneo Custom Titanium L1 H1 2.0 EcoBlue 130PS (PCP)
Three-year contract; £279 monthly payments; £11,039 customer deposit; £3,000 deposit contribution (depending on retailer); £14,057 optional final payment; 9,000 miles per year

Ford Tourneo Custom Titanium Plug-in Hybrid L1 H1 1.0 EcoBoost 126PS FWD Auto (PCP)
Three-year contract; £630 monthly payments; £11,119 customer deposit; £21,801 optional final payment; 9,000 miles per year

 

Hyundai 0% deals

Hyundai has quite a few 0% APR offers at the moment, with most of them being shorter contracts around two years long for models across its i30 and Ioniq hatchback ranges. There are also zero interest deals for the Tucson family-sized SUV, too – albeit only if you specify one in the top-spec N Line trim. Check out representative examples of Hyundai’s 0% offers below.

Hyundai i30 N Line 1.4 T-GDi 140PS (PCP)
25-month contract; £279.90 monthly payments; £6,600 customer deposit; £8,499.93 optional final payment; 8,000 miles per year

Hyundai i30 Fastback N Line 1.4 T-GDi 140PS (PCP)
25-month contract; £296.49 monthly payments; £6,700 customer deposit; £8,499.93 optional final payment; 8,000 miles per year

Hyundai i30 Tourer SE Nav 1.0 T-GDI 120PS (PCP)
25-month contract; £270.43 monthly payments; £6,300 customer deposit; £7,919.73 optional final payment; 8,000 miles per year

Hyundai i30 N 2.0 T-GDi 275PS (PCP)
25-month contract; £297.75 monthly payments; £9,000 customer deposit; £13,664.06 optional final payment; 8,000 wmiles per year

Hyundai i30 Fastback N 2.0 T-GDi 275PS (PCP)
25-month contract; £314.51 monthly payments; £9,100 customer deposit; £13,664.06 optional final payment; 8,000 miles per year

Hyundai Ioniq Hybrid Premium 1.6 141PS (PCP)
25-month contract; £219.28 monthly payments; £7,800 customer deposit; £12,679.58 optional final payment, 8,000 miles per year

Hyundai Ioniq Plug-in Hybrid Premium 1.6 141PS (PCP)
25-month contract; £321.99 monthly payments; £9,100 customer deposit; £13,422.33 optional final payment; 8,000 miles per year

Hyundai Tucson N Line 1.6 T-GDi 177PS (PCP)
36-month contract; £299 monthly payments; £6,621.80 customer deposit; £10,596.34 optional final payment; 8,000 miles per year

 

Jaguar 0% deals

While you’ll need to pay additional interest if you buy a new Jaguar SUV or sports car on finance, that isn’t the case if you decide to go for a more traditional saloon or estate model. Jaguar currently has offers across its entire XE, XF saloon and XF Sportbrake estate ranges, and below are representative examples of 0% deals for them.

Jaguar XE P250 S Auto (PCP)
Four-year contract; £329 monthly payments; £5,517 customer deposit; £1,500 deposit contribution; £11,447 optional final payment; 10,000 miles per year

Jaguar XF Saloon 163PS R-Sport RWD Auto (PCP)
Four-year contract; £399 monthly payments; £4,267 customer deposit; £4,000 deposit contribution; £11,077 optional final payment; 10,000 miles per year

Jaguar XF Sportbrake 163PS R-Sport RWD Auto (PCP)
Four-year contract; £399 monthly payments; £5,229 customer deposit; £4,000 deposit contribution; £12,635 optional final payment; 10,000 miles per year

 

Jeep 0% deals

The only Jeep you can currently buy with 0% finance is the rugged Wrangler off-roader, with zero interest offers being available across the range. Depending on the terms of the contract, Jeep can provide a deposit contribution of up to £2,000 – though, in order to qualify for the deal, you’ll need to pay at least 34% of the vehicle’s value upfront as a deposit. Because it’s a hire purchase (HP) scheme, you also own the car outright at the end of the agreement – as long as you’ve made all of the payments, of course.

Below is a representative example of a 0% deal for the Jeep Wrangler.

Jeep Wrangler Rubicon 2.0 GME 4X4 Automatic 4dr (HP)
Three-year contract; £907 monthly payments; £17,698 customer deposit; £1,000 deposit contribution

 

Kia 0% deals

Kia currently has a few 0% finance offers; most of which for its hybrid models – though there are also zero interest deals for the Picanto city car. Do bear in mind that, though, that Kia’s 0% APR offers are only available on two-year contracts, and you need to pay at least 20% of the vehicle’s value upfront as a deposit. Below are representative examples of Kia’s zero-interest finance deals.

Kia Ceed Sportswagon 3 1.0 T-GDi manual (PCP)
24-month contract; £344.54 monthly payments; £4,501 customer deposit; £9,734.92 optional final payment; 10,000 miles per year

Kia Ceed Sportswagon Plug-in Hybrid 3 1.6 GDi DCT (PCP)
24-month contract; £511.80 monthly payments; £5,999 customer deposit; £11,712.68 optional final payment; 10,000 miles per year

Kia Niro 4 Hybrid 1.6 GDi DCT (PCP)
24-month contract; £219 monthly payments; £9.964.02 customer deposit; £14,964.98 optional final payment; 10.000 miles per year

Kia Niro Plug-in Hybrid 4 1.6 GDi DCT (PCP)
24-month contract; £401.77 monthly payments; £6,053 customer deposit; £14,569.43 optional final payment; 10,000 miles per year

Kia Picanto Zest 1.0 manual (PCP)
24-month contract; £189.93 monthly payments; £2,535 customer deposit; £5,581.65 optional final payment; 10,000 miles per year

Kia Sportage GT-Line S 1.6 CRDi manual (PCP)
24-month contract; £249 monthly payments; £11,523.60 customer deposit; £14,430.40 optional final payment; 10,000 miles per year

Kia XCeed 3 1.4 T-GDi DCT (PCP)
24-month contract; £349.07 monthly payments; £5,105 customer deposit; £12,042.30 optional final payment; 10,000 miles per year

Kia XCeed First Edition Plug-in Hybrid 1.6 GDi DCT (PCP)
24-month contract; £199 monthly payments; £15,062.55 customer deposit; £15,426.45 optional final payment; 10,000 miles per year

 

Maserati 0% deals

As well as being one of a handful of premium car makers with 0% finance deals, Maserati is also one of the few brands to offer zero interest finance across its entire model range. However, its offers are a bit different from the industry norm: you’ll need to pay a large chunk of the car’s value upfront as a deposit, and the only additional costs are a one-off payment at the end of the contract if you decide to keep the car.

Below are representative examples of 0% finance deals across the Maserati ranges.

Maserati Ghibli V6 4dr (Advanced Payment Plan)
Two-year contract; £37,808 customer deposit; £20,932 optional final payment; 15,000 miles per year

Maserati GranCabrio V8 Sport 2dr (Advanced Payment Plan)
Two-year contract; £55,753 customer deposit; £53,762 optional final payment; 15,000 miles per year

Maserati GranTurismo V8 MC 2dr (Advanced Payment Plan)
Two-year contract; £48,317 customer deposit; £61,778 optional final payment; 15,000 miles per year

Maserati Levante V6 5dr (Advanced Payment Plan)
Two-year contract; £34,088 customer deposit; £28,852 optional final payment; 15,000 miles per year

Maserati Quattroporte V6 GranLusso 4dr Auto (Advanced Payment Plan)
Two-year contract; £57,295 customer deposit; £30,845 optional final payment; 15,000 miles per year

 

Mazda 0% Deals

The majority of Mazda’s cars are available with 0% finance offers – the only exceptions are the soon-to-be-discontinued CX-3 small SUV, the Mazda 3 Saloon and the Mazda 6 Tourer estate. And yes, that means you can currently buy a Mazda MX-5 sports car on a zero-interest finance deal. Check out examples of Mazda 0% APR offers below.

Mazda 2 1.5 75PS SE-L (PCP)
36-month contract; £205 monthly payments; £2,532.25 customer deposit; £500 deposit contribution; £6,207.75 optional final payment; 9,000 miles per year

Mazda 3 Hatchback 122PS SE-L (PCP)
36-month contract; £269 monthly payments; £3,439.75 customer deposit; £9,506.75 optional final payment; 9,000 miles per year

Mazda 6 Saloon 145PS SE-L Nav+ (PCP)
36-month contract; £329 monthly payments; £4,089.25 customer deposit; £9,591.75 optional final payment; 9,000 miles per year

Mazda CX-5 165PS 2WD SE-L (PCP)
36-month contract; £309 monthly payments; £4,191.50 customer deposit; £12,514.50 optional final payment; 9,000 miles per year

Mazda CX-30 122PS 2WD SE-L (PCP)
36-month contract; £235 monthly payments; £3,572.25 customer deposit; £11,697.75 optional final payment; 9,000 miles per year

Mazda MX-5 132PS SE-L (PCP)
36-month contract; £335 monthly payments; £3,784.25 customer deposit; £8,745.75 optional final payment; 9,000 miles per year

Mazda MX-5 RF 132PS SE-L (PCP)
36-month contract; £349 monthly payments; £4,221.75 customer deposit; £9,704.25 optional final payment; 9,000 miles per year

 

MG 0% Deals

The MG range is comprehensively covered by 0% APR deals – apart from the ZS EV electric SUV, every car it makes can be bought with zero interest finance. Do bear in mind that, if you want to buy a new MG with 0% finance, you can only do so with a four-year contract. Check out representative examples of MG’s 0% offers below.

MG3 Excite 1.5 DOHC VTI-Tech (PCP)
48-month contract; £149 monthly payments; £1,910.75 customer deposit; £3,135.25 optional final payment; 8,000 miles per year

MG HS Exclusive 1.5T GDI (PCP)
48-month contract; £259 monthly payments; £3,668 customer deposit; £7,395 optional final payment; 8,000 miles per year

MG ZS Exclusive 1.5 DOHC VTI-Tech (PCP)
48-month contract; £199 monthly payments; £1,987 customer deposit; £6,256 optional final payment; 8,000 miles per year

 

Nissan 0% Deals

It’s easy to get to grips with Nissan’s zero interest deals, as they’re currently offered only on three of its models: the Micra supermini, the best-selling Qashqai crossover and the larger X-Trail SUV. While Micra buyers have quite a few pre-set offer options to choose from (an example of which is shown below), the Qashqai and X-Trail deals are the only ones available at the time of writing.

Nissan Micra IG-T 100 Manual Tekna (PCP)
37-month contract; £277.99 monthly payments; £278 customer deposit; £725 deposit contribution; £7,454.27 optional final payment; 8,000 miles per year

Nissan Qashqai 1.3 DIG-T 140 2WD Manual N-Tec (PCP)
49-month contract; £287.87 monthly payments; £3,000 customer deposit; £1,000 deposit contribution; £9,027.37 optional final payment; 10,000 miles per year

Nissan X-Trail 1.7 DCi 150 2WD Manual N-Tec (PCP)
37-month contract; £315.11 monthly payments; £7,544 customer deposit; £500 deposit contribution; £11,722 optional final payment; 10,000 miles per year

 

Renault 0% Deals

Renault has a broad selection of cars available with 0% APR finance at the moment, ranging from the Clio supermini to the Koleos large SUV. If you’d fancy something a bit sportier to drive, there are also zero interest deals available for the Megane RS hot hatchback. Below are representative examples of the available 0% offers.

Renault Captur Play TCe 100 (PCP)
Two-year contract; £239 monthly payments; £1,250 customer deposit; £552 deposit contribution; £10,757 optional final payment; 6,000 miles per year

Renault Clio Play SCe 75 (PCP)
Three-year contract; £199 monthly payments; £750 customer deposit; £862 deposit contribution; £6,519 optional final payment; 6,000 miles per year

Renault Koleos Iconic Blue dCi 150 2WD Auto-Xtronic (PCP)
Three-year contract; £289 monthly payments; £6,034 customer deposit; £12,457 optional final payment; 6,000 miles per year

Renault Megane Play TCe 140 (PCP)
Three-year contract; £209 monthly payments; £3,777 customer deposit; £7.694 optional final payment; 6,000 miles per year

Renault Megane R.S. 1.8 280 (PCP)
Two-year contract; £259 monthly payments; £5,649 customer deposit; £17,130 optional final payment; 6,000 miles per year

Renault Megane Sport Tourer Play TCe 140 (PCP)
Three-year contract; £229 monthly payments; £4,234 customer deposit; £8,017 optional final payment; 6,000 miles per year

 

SsangYong 0% Deals

At the time of writing, the sole SsangYong that’s offered with 0% finance is the Korando mid-size SUV. The zero-interest offer is also very straightforward: because it’s a hire purchase (HP) scheme, you buy the car outright through the initial 20% minimum deposit and the proceeding monthly payments – which also means there aren’t any maximum mileage limits. Below is a representative example of a zero-interest offer for the SsangYong Korando.

SsangYong Korando Ventura Auto (HP)
Five-year contract; £279 monthly payments; £8,105 customer deposit

 

Subaru 0% Deals

Joining the small list of car makers that offer 0% deals across the range is Subaru. If that wasn’t notable enough, Subaru’s very short 12-month zero interest offers also has a pretty unique payment structure – you cover half of the car’s price in an upfront deposit, and pay for the remaining 50% at the end of the contract. Below are representative examples of Subaru’s 0% interest offers.

Subaru BRZ 2.0i SE Lux
12-month contract; £16,285 customer deposit; £16,285 final payment

Subaru Forester e-Boxer 2.0i XE Lineartronic
12-month contract; £18,442.50 customer deposit; £18,442.50 final payment

Subaru Impreza 1.6i SE Lineartronic
12-month contract; £13,607.50 customer deposit; £13,607.50 final payment

Subaru Levorg 2.0i GT Lineartronic
12-month contract; £17,660 customer deposit; £17,660 final payment

Subaru Outback 2.5i SE Lineartronic
12-month contract; £17,160 customer deposit; £17,160 final payment

Subaru XV 1.6i SE Lineartronic
12-month contract; £14,442.50 customer deposit; £14,442.50 customer deposit

 

 

Suzuki 0% Deals

Suzuki is also part of the exclusive club of car makers that offer 0% deals across the range. Because the deals cover every version of every Suzuki on sale, we’ve picked out representative examples to give you an idea of what to expect if you decide to buy a new Suzuki with zero interest finance.

Suzuki Ignis 1.2 Dualjet Hybrid SZT (PCP)
48-month contract; £197.93 first monthly payment, all other monthly payments £197.81; £197 customer deposit; £5,807 optional final payment; 8,000 miles per year

Suzuki S-Cross 1.4 Boosterjet Hybrid SZ4 (PCP)
48-month contract; £219 monthly payments; £3,983 customer deposit; £6,254 optional final payment; 10,000 miles per year

Suzuki Swift 1.2 Dualjet Hybrid SZT (PCP)
48-month contract; £149 monthly payments; £1,750 customer deposit; £500 deposit contribution; £4,647 optional final payment; 8,000 miles per year

Suzuki Swift Sport 1.4 Boosterjet Hybrid (PCP)
48-month contract; £239 monthly payments; £3,198 customer deposit; £6,900 optional final payment; 8,000 miles per year

Suzuki Vitara 1.4 Boosterjet Hybrid SZT (PCP)
49-month contract; £229 monthly payments; £4,527 customer deposit; £7,234 optional final payment; 10,000 miles per year

 

Toyota 0% Deals

While not every Toyota is available with 0% finance deals, an overwhelming majority of them are – ranging from the Aygo city car to the Corolla hatchback, the RAV4 SUV and even the GR Supra sports car. However, while you can adjust aspects such as your initial deposit, the zero interest offers do limit you to specific specs, so make sure you check the details before signing on the dotted line.

Below are representative offers for all of the eligible Toyota models.

Toyota Aygo x-trend (PCP)
Four-year contract; £129 monthly payments; £3,197 customer deposit; £500 deposit contribution; £4,095 optional final payment; 8,000 miles per year

Toyota C-HR 2.0 Hybrid Design (PCP)
Three-year contract; £249 monthly payments, £7,520 customer deposit; £14,630 optional final payment; 8,000 miles per year

Toyota Corolla 2.0 Hybrid hatchback (PCP)
42-month contract; £229 monthly payments; £6,855 customer deposit; £700 deposit contribution; £11,961.60 optional final payment; 8,000 miles per year

Toyota Corolla 2.0 Hybrid Touring Sports Design (PCP)
42-month contract; £239 monthly payments; £6,470 customer deposit; £11,881.50 optional final payment; 8,000 miles per year

Toyota GR Supra Pro 3.0 Auto (PCP)
Two-year contract; £319 monthly payments; £11,745 customer deposit; £2,000 deposit contribution; £33,258 optional final payment; 10,000 miles per year

Toyota GR Yaris (PCP)
Two-year contract; £269 monthly payments; £7,338 customer deposit; £16,470 optional final payment; 8,000 miles per year

Toyota RAV4 Hybrid Design (PCP)
Two-year contract; £279 monthly payments; £8,561 customer deposit; £18,472.50 optional final payment; 8,000 miles per year

Toyota Yaris Hybrid Design (PCP)
42-month contract; £189 monthly payments; £5,191 customer deposit; £8,910 optional final payment; 8,000 miles per year

 

Volkswagen 0% Deals

If you’re after a current Volkswagen model with a 0% finance deal, your options are currently limited to the Tiguan and Touareg SUVs. A few versions of the previous generation Golf available as dealer stock can still be bought with zero interest finance, though, and you can even still get an all-electric e-Golf with 0% APR. Check out representative examples of Volkswagen’s 0% offers below.

Volkswagen e-Golf (FDA)
Four-year contract; £210 monthly payments; £7,593.70 customer deposit; £750 deposit contribution; £9,861.30 optional final payment; 10,000 miles per year

Volkswagen Golf Match Edition 1.5 TSI manual (PCP)
Four-year contract; £185 monthly payments; £6,779.50 customer deposit; 10,000 miles per year

Volkswagen Tiguan S 1.5 TSI 130PS manual (PCP)
Four-year contract; £205 monthly payments; £7,434.30 customer deposit; 10,000 miles per year

Volkswagen Touareg SE 3.0 TDI 231 PS 4MOTION 8spd DSG (FDA)
Four-year contract; £390 monthly payments; £9,057.90 customer deposit; £4,250 deposit contribution; £14,867.10 optional final payment; 10,000 miles per year

 

Volvo 0% Deals

You’re very well catered for if you’re interested in buying a new Volvo with zero interest finance – bar the XC40 compact crossover, every model in the range is available with a 0% deal. That said, if you’re specifically looking for a plug-in hybrid car, your 0% interest options will be limited to the S90 Recharge saloon. Below are representative examples for Volvo 0% APR deals.

Volvo S60 B5 R-Design FWD Auto (PCP)
37-month contract; £370.53 monthly payments; £7,222.85 customer deposit; £2,000 deposit contribution; £3,595.75 retailer contribution; £13,552.50 optional final payment; 10,000 miles per year

Volvo S90 T8 R-Design Plug-in Hybrid AWD Auto (PCP)
37-month contract; £451.30 monthly payments; £10,303.60 customer deposit; £2,250 deposit contribution; £4,362 retailer contribution; £22,717.50 optional final payment; 10,000 miles per year

Volvo V60 B3 Momentum FWD Auto (PCP)
37-month contract; £283.41 monthly payments; £6,396.20 customer deposit; £2,000 deposit contribution; £2,979 retailer contribution; £13,381.88 optional final payment; 10,000 miles per year

Volvo V90 B4 Momentum FWD Auto (PCP)
37-month contract; £366.36 monthly payments; £7,529 customer deposit; £1,500 deposit contribution; £3,537 retailer contribution; £15,429.38 optional final payment; 10,000 miles per year

Volvo XC60 B5 Momentum FWD Auto (PCP)
37-month contract; £402.31 monthly payments; £7,630.45 customer deposit; £3,327.75 retailer contribution; £16,038.75 optional final payment; 10,000 miles per year

Volvo XC90 B5 Momentum AWD Auto (PCP)
37-month contract; £507.35 monthly payments; £10,106 customer deposit; £4,447.63 retailer contribution; £22,156.88 optional final payment; 10,000 miles per year