0% APR Car Finance Deals
Browse the best interest free car finance deals currently available on carwow
Best 0% APR car finance deals on new cars
The Volvo EX30 is a great looking small electric SUV with bags of character and plenty of safety kit. It's also comfortable and quick, and it can be yours with 0% APR when you buy on finance.
The BYD Atto 2 is a spacious, well-equipped electric car which is easy to drive in town, and with 0% APR finance available it’s also great value for money.
The Aion V is a posh-feeling electric SUV with massive rear seats and an impressive aftersales package. It comes with eight years of warranty, servicing, MOTs and roadside assistance, and you can get one with 0% APR.
The Mustang Mach-E brings sporty flair to the electric SUV world. It’s sharp to look at, fast when you want it to be, and comes with family-friendly practicality. Throw in a lovely interior and you have an appealing package.
If you’re after an electric hatchback which is super-roomy inside, but still small enough to navigate tight city streets, the BYD Dolphin is a great option. You also get loads of standard equipment, and it’s available with 0% APR.
If you’re after a roomy and comfortable electric car with loads of standard kit, the Aion UT is worth a look. Not only do you get things like heated seats and a 360-degree camera as standard, you also get an eight-year warranty and eight years of servicing, MOTs and roadside assistance.
The Dacia Spring is here to give you an electric car on a shoestring budget. It’s basic, sure, but perfect for nipping around town without a fuss. Think of it as the Aldi of EVs – cheap, cheerful, and reliable.
The Ford Capri is a stylish electric SUV with a coupe-like roofline, impressive range and a massive boot. The interior also feels posh, and there's plenty of storage inside as well.
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The Ford Explorer is a comfy electric SUV with impressive range, a posh cabin and loads of interior storage space.
With its bold design and spacious interior, the Hyundai Tucson stands out in a sea of SUVs. It’s comfortable on the move, packed with tech, and offers a choice of efficient hybrid engines. Perfect for families who want style without the hefty price tag.
*Applicable to petrol and hybrid models, 25% minimum deposit required
The Polestar 2 is a great-looking electric car which has a lovely interior. It's also great to drive, well-equipped and offers plenty of range, and it can be yours with 0% APR.
All finance offers and monthly payments shown are subject to application and status. This should be discussed with the dealer directly. While Carwow uses reasonable efforts to ensure accuracy all information and details must be confirmed when enquiring. Carwow makes no representations, warranties or guarantees, whether express or implied, that this information is accurate, complete or up to date. Carwow will not accept liability for the information provided
See all models available on carwow
Jaecoo 7
Renault 5 E-Tech
Chery Tiggo 8
Jaecoo E5
Kia Sportage
Hyundai Tucson
Volvo EX30
BYD Seal U
Nissan Qashqai
OMODA 5
Chery Tiggo 7
MG HS
Kia EV3
Toyota Yaris Cross
Renault Clio
Skoda Kodiaq
Skoda Elroq
Chery Tiggo 4
MG S9
OMODA 7
BMW iX1
Lexus LBX
Renault 4 E-Tech
Hyundai Santa Fe
MG ZS
Jaecoo 8
Jaecoo 5
Cupra Born
BYD Seal
Kia EV2
Kia PV5 Passenger
Chery Tiggo 9
Audi A3 Sportback
Dacia Duster
Hyundai Kona
Toyota Yaris
Hyundai Inster
BMW iX3
Hyundai Kona Electric
Ford Puma Gen-E
BMW 1 Series
Volkswagen Golf
Cupra Raval
BYD Sealion 7
Volkswagen Tiguan
Volkswagen Polo
Audi Q4 e-tron
Ford Explorer
Alpine A290
Volkswagen T-Roc
What is 0% car finance?
0% car finance, also known as 0% APR finance, is an interest-free loan that lets you borrow money from a financial institution and repay it in instalments without incurring any interest.
Depending on the car you’re looking for, these 0% deals will be applied to either a Hire Purchase or Personal Contract Purchase agreement. The option you pick will depend on what kind of ownership you want.
0% finance deals are typically offered by a manufacturer for a new car - it tends not to be offered on used cars or by smaller dealers. Whilst these types of deals used to be relatively common for new cars, supply chain shortages and global price rises mean it is now increasingly tricky to find a manufacturer offering interest free financing - although some offers are still available.
What are the pros and cons of 0% car finance?
Interest repayments generally add several thousand pounds over a typical three to five-year finance contract for a new car. The main advantage of a 0% finance offer therefore is that you will save yourself a significant amount of cash if you can find one.
In terms of disadvantages, finding a 0% finance offer can be very difficult these days, as car manufacturers don’t tend to offer them anything like as frequently as they used to. Moreover, 0% finance deals tend to be offered only on very specific terms, often applying only to cars with certain engines or trim levels, or when a specific deposit (typically a high one) is put down by the customer.
Many deals will be subject to your credit history and it’s worth making absolutely sure you’re able to keep up with the monthly payments before committing to any agreement.
How to get 0% car finance through carwow
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Specify the car of your dreams to your precise requirements, and our trusted dealers will put their best offers forward for you to choose from
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With so many models to choose from, our trusted, unbiased reviews are a vital resource on your car-buying journey
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Once you’ve got an offer you like the look of, simply contact the dealer to arrange a test drive, then buy direct with the confidence of a full manufacturer warranty
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