The 10 best cars for less than £150 per month

Looking for a new car? We’ve picked 10 of the best cars on sale for £150 per month or less. These deals are based on Personal Contract Purchase (PCP) finance agreements. They require a deposit and, for some of the more expensive options, a larger-than-average deposit may be needed to keep monthly payments low.

If you trade in your old car, increase the monthly payment amount or reduce your annual mileage, you could see this initial payment reduced. If you’d prefer to do away with the deposit completely, take a look at our list of new cars available with no deposit finance. Check out our list of cars with free insurance for another way to save on your monthly payments.

Once you’ve found your ideal car, use our new car deals page to find out how much carwow could help you save or, to get a better idea how much your monthly payments could be, check out our PCP calculator.

VW Up

The VW Up is one of the best city cars around with funky styling, a desirable badge and a quality cabin giving it plenty of appeal for buyers of all ages.  Even the three-door version has plenty of space and a recent facelift saw the introduction of a built-in smartphone dock on plusher trim levels.

The Up Beats Edition brings an upgraded audio system and plenty of cosmetic detailing – yours for £150 per month. You’ll only need a £1,537.02 deposit for this four-year contract, and you’ll be able to drive up to 10,000 miles per year without incurring excess mileage charges. It comes with the entry-level 59hp, 1.0-litre petrol engine – perfect for driving around town and just enough for the odd motorway journey.

Check out our VW Up deals page to find out the latest savings.

Renault Captur

Crossovers are popular with family buyers, and the Renault Captur is the one of the best. It’s attractively styled with lots of personalisation options. Despite its small dimensions, there’s enough space for the whole family, complete with a boot that’s actually bigger than the much larger Nissan Qashqai.

Expression+ models are pretty well equipped with Bluetooth, air-conditioning and alloy wheels all standard. If you’re keen on the 0.9-litre turbocharged petrol engine, you can grab one for £150 per month – that’s a three-year agreement with a £1,590 deposit. Your mileage allowance is only 6,000, however, so make sure you won’t overstep it.

Our Renault Captur deals page has all the latest offers.

Nissan Juke

The Nissan Juke was one of the cars that kicked off the compact crossover craze. The styling is still a little polarising but, if you want a car that’ll stand out, this is no wallflower. There’s also a sizeable 354-litre boot in two-wheel drive models and enough space for a family of four – or five at a push.

Nissan’s Acenta trim gets quite a few toys including tinted windows, cruise control and a multifunction steering wheel. Your £150 per month could see you get behind the wheel of one with a reasonably quick 1.2-litre turbo petrol engine. The £3,094 deposit is a little pricey but it’s a lot of car for the money, and you get a useful 10,000 annual mileage limit.

Save money on your new Nissan Juke using our deals page.

Audi A1

If you’re after something a bit more premium, why not take a look at the Audi A1. Although it’s Audi’s smallest model, it loses none of the appeal of larger models and also has a quality interior with plenty of luxury touches. The entry-level 1.0-litre turbocharged petrol engine has more than enough power for most buyers and should return more than 60mpg.

You can get this engine in SE trim for just £146.66 per month, and it comes with luxuries such as a DAB digital radio, an infotainment screen and air-conditioning as standard. You’ll need to pay a £2,500 deposit, but the car is yours for 42 months, complete with a sizeable 10,000-mile annual limit.

Check out our Audi A1 deals page to find out the latest savings.

Vauxhall Corsa

The Vauxhall Corsa is one of the best selling cars in the UK, right behind its arch rival, the Ford Fiesta. The latest model is better than ever and combines a refined driving experience with a grown-up interior, complete with loads of kit. Mid-spec Energy models get a touchscreen infotainment system, Bluetooth connectivity and even heated front seats.

You can get one with the 75hp 1.4-litre petrol engine for just £149, with a very reasonable £1,699 deposit. That’s on a four-year agreement, and you’ll get a 8,000 annual mileage allowance.

Our Vauxhall Corsa deals page has all the latest offers.

Dacia Duster

The Dacia Duster has sold impressively well in the UK and has helped to establish the brand amongst buyers thanks to its rugged looks and great value price. It might not be the most sophisticated vehicle on sale, but there’s plenty of space for a growing family and surprisingly good off-road ability.

The Duster can be yours in mid-spec Ambience trim with the 1.6-litre petrol engine for just £149 per month and a tiny £1,063 deposit. That’s a great deal for such a practical car, but remember to keep within the 6,000 annual mileage limit – in all four years of the agreement.

Save money on your new Dacia Duster using our deals page.

Mazda 2

The Mazda 2 offers buyers a genuinely stylish and interesting alternative to the class favourites. Taking inspiration from the larger 3 hatchback, the 2 looks sharp even when standing still thanks to its gracefully styled body. Factor in the efficient and refined engines, and the 2 becomes a real contender in a very competitive class.

The most popular engine is the basic 75hp 1.5-litre petrol, yours for precisely £149.51 per month, with a £2,600 deposit. This is a three-year agreement with a very reasonable 10,000 per year mileage allowance.

Check out our Mazda 2 deals page to find out the latest savings.

Hyundai i20

Hyundai has built a reputation for making excellent small cars, and the i20 is no exception. Even the practical five-door version is surprisingly stylish and offers more interior space than some vehicles in the class above. There’s also a logically laid out dashboard, lots of standard equipment and you get the benefit of Hyundai’s excellent five-year warranty.

SE trim is very well equipped with Bluetooth, rear parking sensors and even a lane departure warning system all standard. Choosing it with the flexible 1.2-litre petrol engine means you can grab an i20 for £146.49 per month, with a £2,248.75 deposit. This is a three-year deal, with a reasonable 8,000 annual mileage limit.

Our Hyundai i20 deals page has all the latest offers.

Fiat 500

For outright cuteness, it’s hard to argue with the Fiat 500. The retro chic styling still looks good even after all these years and, inside, there’s just enough modern touches to keep it competitive. The 1.2-litre petrol engine is the most popular choice with buyers and, with 69hp, it has just enough power for both town and motorway use.

Pop Star trim has lots of equipment such as cruise control, air conditioning and extra chrome detailing – yours for just £145 per month. You’ll only get a 6,000-mile allowance per year, so make sure that’s going to be enough for your needs.

Save money on your new Fiat 500 using our deals page.

SEAT Ibiza SC

The SEAT Ibiza is based on the same platform as the Volkswagen Polo, Skoda Fabia and Audi A1 but, to our eyes, it’s arguably the most stylish – especially in sporty three-door SC guise. There’s a reasonable amount of space inside and most models get respectable standard equipment – special edition Sol cars get air conditioning, Bluetooth, cruise control and a tyre pressure monitoring system.

You can take an Ibiza SC Sol home for £149 per month, and you’ll only need to put down £300 as a deposit – far and away the lowest amount here. It comes with a 1.0-litre petrol engine with 75hp on a four-year agreement with a 10,000-mile annual allowance.

Check out our SEAT Ibiza SC deals page to find out the latest savings.

Save money on your next new car

Like the look of our top 10? Our new car deals page will help you to find all the current discounts on the models featured here. If you can’t make your mind up, our car chooser is the place to go or, if you’ve already picked your perfect new car, use our PCP calculator to get a better idea how much it could cost each month.

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