Buying a new car can be a large financial commitment – even some superminis can set you back more than £10,000. If you can’t cough up the full asking price for your dream car at once, a range of finance packages are available to help you get behind the wheel. These offers often require you to pay a hefty deposit up-front, however.
Fortunately, some manufacturers are happy to offer their cars with no-deposit deals. We’ve trawled through their respective finance calculators to bring you a list of the cars available without a sizeable up-front payment.
These deals come in the form of personal contract purchase (PCP) or hire purchase (HP) agreements. For more information, or if you’d like to get a better idea how much your new car could cost, check out our dedicated finance guide or head over to our handy PCP calculator.
As with any financial decision, it’s important to consider the implications of a PCP or an HP agreement, including whether you can afford the monthly payments. It’s worth remembering that cash purchases are an alternative that might work better depending on your specific circumstances. All information has been obtained from respective manufacturers’ websites and was correct at time of publication.
Audi – no-deposit deals
Audi currently offers no-deposit PCP deals on all its cars apart from the R8 V10 supercar, the A3 e-tron and the new Q2 SUV. Sign an agreement and, in return for regular monthly payments, you could jump behind the wheel of almost any model from this German brand, from the compact A1 supermini to the luxurious Q7 SUV. For more details, read any of our Audi reviews or visit the Audi finance website.
A1 – Both hatchback and Sportback models are included
A3 – The offer extends to hatchback, Sportback, Saloon, Cabriolet and RS3 models
A4 – Saloon and Avant estate models are included in this deal, as is the S4
A5 – Coupe, Sportback and cabriolet models all qualify
A6 – All models, including Saloon, Avant, allroad quattro and RS6 are offered with no deposit
A7 – High-performance S7 and RS7 models are also available with no deposit
A8 – All A8 variants are included in the deal
Q3 – RSQ3 models aren’t offered with no deposit
SQ5 – Rapid SQ5 qualifies for no deposit PCP deals – the standard Q5, however, does not
Q7 – Both diesel and hybrid e-tron models are included in the offer
TT – The Coupe and Roadster can both be had with no deposit
Take a look at the Audi configurator to view the best deals currently on offer and see how much you could save.
Citroen – no-deposit deals
Citroen currently offers a range of practical, well-priced cars, from the compact C1 to the comfortable C5. Not only are many of this French brand’s cars attractive to look at but, thanks to a range of no-deposit PCP deals, they’re easy on the wallet, too. Full terms and conditions are available on the Citroen finance website.
Berlingo Multispace – Practical van-based MPV is available with no deposit
C1 – All versions of this city car come with no-deposit finance options
C3 – This cheap and cheerful hatchback is available with no-deposit finance
C3 Picasso – All versions are featured in this deal
C4 Cactus – This funky crossover can be had with no deposit up front
C4 – All models come with no-deposit options
C4 Picasso – C4 Picasso and Grand C4 Picasso models are both included
Use our Citroen configurator to view the latest deals on a range of new cars.
Dacia – no-deposit deals
Dacia specialises in building cheap and cheerful cars aimed at the cost-conscious motorist – indeed the cheapest car currently on sale in the UK is the Dacia Sandero, costing just £5,995. As a result, it makes sense for this Romanian brand’s whole range to be offered with no-deposit personal finance as part of a Hire Purchase (HP) package. These details have been obtained from the Dacia finance website.
Sandero – The UK’s cheapest new car – along with its Stepway sibling – are available with no-deposit finance
Logan MCV – This spacious estate also qualifies for a no-deposit deal
Duster – Back-to-basics 4×4 can be had without a deposit
Spec up a new Dacia using our configurator and view the best carwow deals currently on offer.
DS – no-deposit deals
Since it split from parent company Citroen, the DS brand has aimed to offer a more upmarket selection of stylish French hatchbacks. The three models in its current range are all available with no-deposit finance deals, the terms and conditions of which can be found at the Citroen finance website.
DS 3 – Hatchback and cabriolet models are included in the deal
DS 4 – Both the standard car and the tougher-looking Crossback qualify for this deal
DS 5 – All models feature no-deposit finance options
Fiat – no-deposit deals
Many recent Fiats boast a cheeky retro charm that few competitors can match. As a bonus, the Punto is now available with no-deposit finance as part of the firm’s i-Deal program. For full terms and conditions, visit the Fiat finance website.
Punto – All 1.4-litre models come with no-deposit finance options
Build your perfect Fiat using our configurator to view the best carwow deals currently on offer.
Ford – no-deposit deals
Ford offers a broad selection of efficient and practical cars that has helped make the brand popular with individual and corporate buyers alike. As an added incentive, it’s currently offering zero-deposit packages on many cars in its current range from the super-small Fiesta to the super-fast Focus RS. Full finance details are available on the Ford finance website.
Fiesta – Faster ST models are also included in the deal
Focus – All Focus models, including ST and RS versions, are included
Ka+ – Ford’s new supermini is available with no deposit
EcoSport – All versions come with no-deposit finance options
B-Max – Pillarless design makes this a hugely practical MPV
C-Max – Also available with no deposit
S-Max Vignale – Seven-seater is the most luxurious in its class
Kuga – Both two and four-wheel-drive models qualify
Mondeo – All versions – including top spec Vignale models – are included
Mustang – Available in the UK for the first time with no-deposit packages
Galaxy – Ford’s largest MPV qualifies for no-deposit finance
Edge – Luxury Vignale versions are included in this deal
Tourneo Connect – The van-based MPV can be had for monthly payments alone
Hyundai – no-deposit deals
Hyundai currently offers a diverse range of cars, from the practical Tucson to the diminutive i10 city car . The latter is now offered with no deposit finance options, too. This information has been obtained from the Hyundai finance website.
i10 – Spacious supermini qualifies for no deposit finance
Jeep – no-deposit deals
Jeep specialises in building hard-wearing 4x4s with excellent off-road abilities and bags of space inside. The Renegade is by far its most advanced car and combines a range of safety features with unmistakable styling and a decent dose of practicality. All models in this American brand’s range are currently offered with no deposit finance, too. Full terms and conditions are available on the Jeep finance website.
Renegade – Compact SUV is not only capable off-road but economical on it
Wrangler – Retro-looking 4×4 is hugely charming – if a little old-school
Cherokee – Subtly refreshed SUV gets a new look but retains a practical interior
Grand Cherokee – Large 4×4 has real go-anywhere abilities
Our Jeep configurator will show you the best carwow deals on a range of new cars.
Kia – no-deposit deals
Kia has transformed from a niche manufacturer to a mainstream player that offers a well-rounded range of both compact city cars and large practical SUVs. Not only does the Korean brand offer an impressive seven-year warranty, but many of its cars are now available with no deposit finance. View full terms and conditions on the Kia finance website.
Picanto – Recently facelifted supermini is both cheap and easy to drive
Rio – Smart hatchback is due to be replaced soon, grab a great deal now
Soul – Both Soul and its electric brother are both offered with no deposit
Venga – Compact hatchback is cheap to run
Ceed – Both the hatchback and Sportswagon estate are included in this deal
Pro Ceed – Sporty hatchback makes a decent Ibiza Cupra and Astra GTC rival
Optima – Kia’s most capable saloon can be had with no deposit
Niro – Trailblazing hybrid crossover qualifies for this deal, too
Carens – Practical seven-seater MPV is great for large families
Sportage – Impressive SUV is stylish and well-built
Sorento – Great value SUV can seat seven
To view the best carwow deals, use our Kia configurator to build your ideal new car.
Land Rover – no-deposit deals
All models in the Land Rover lineup are available with a £0 deposit, even examples as luxurious as the Range Rover Sport. You should expect your monthly payments to be significantly greater if you choose to sign a no-deposit finance package, however – full terms and conditions are available on the Land Rover finance website.
Range Rover – All models are available with no-deposit finance
Range Rover Sport – All versions qualify for this deal
Range Rover Evoque – Standard and Convertible models are included in the deal
Discovery – All-new model is offered with no-deposit finance options
Discovery Sport – the seven-seat Disco Sport qualifies for no-deposit finance
Mazda – no-deposit deals
Mazda offers a range of attractive cars with good standard equipment levels that often lead their respective classes when it comes to handling and driver enjoyment. Most of its models are now available with no-deposit finance packages. For full terms and conditions, visit Mazda’s finance website.
2 – Fun supermini is offered with no-deposit deals
3 – Both three and five-door models qualify for this deal
CX-3 – Well equipped compact SUV is available without a deposit
6 – Saloon and estate models are included in this deal
CX-5 – Larger SUV is great to drive, and offered with no-deposit finance packages
Configure your perfect Mazda to view the best carwow deals currently available.
Nissan – no-deposit deals
Nissan currently offers just three of its cars with no-deposit finance packages – the compact Micra city car, the more spacious Note hatchback and the fully electric Leaf. This information has been obtained from the Nissan finance website.
Peugeot – no-deposit deals
Not only is the whole Peugeot range available with no-deposit finance, but a number of the French brand’s cars are covered by the ‘Just Add Fuel‘ scheme, too. A single monthly payment covers the price of the car, servicing, tax and insurance costs, too – making ownership incredibly easy. For more details, including full terms and conditions, visit the Peugeot finance website.
108 – Compact city car included in Just Add Fuel scheme, too
208 – Fast 208 GTi models also included
2008 – New SUV is offered with no deposit
308 – both hatchback and SW Estate are offered with no-deposit and qualify for Just Add Fuel scheme, too
508 – Comfortable saloon, estate and RXH models are included in the deal
5008 – Good value seven-seater can be had with no deposit
Tepee – Practical MPV is also included
Renault – no-deposit deals
Many models in the current Renault range are available with no-deposit finance. You should expect your monthly payments to be slightly greater than if you’d paid an initial deposit, however. For full details visit the Renault finance website.
SEAT – no-deposit deals
SEAT produces a range of dependable and well-built cars using tried and tested Volkswagen platforms. The recent Mii city car and Ateca SUV represent the Spanish brand’s efforts to push into new markets. All models are now available with no-deposit finance, too. Full terms and conditions can be found on the SEAT finance website.
Alhambra – Roomy seven-seater has room for the whole family
Ateca – All-new SUV combines space with VW build quality
Ibiza – Good-looking supermini drives well
Leon – All Leon models are included in this deal
Mii – Both three and five-door versions are offered with no deposit finance
Toledo – Good value family saloon also qualifies
If you’ve picked your perfect new SEAT, our configurator will show you the best carwow deals available.
Skoda – no-deposit deals
Skoda currently offers an excellent range of well-priced cars, from the compact Citigo to the go-anywhere Yeti – a far cry from its rather humble, and often unreliable, beginnings. Every car from this Czech brand boasts proven VW underpinnings, decent build quality and often class-leading practicality. Were this not enough to convince you, all models, besides the upcoming Kodiaq, are currently offered with no deposit finance. Visit the Skoda finance website for full terms and conditions.
Citigo – Compact city car offers decent practicality and cheap running costs
Fabia – Supermini is both well-made and safe
Octavia – All versions, including speedy vRS models, feature in this deal
Rapid – Economical hatchback has a huge boot
Superb – Unbeatable leg room in a smart package
Yeti – Practical SUV feels built to last
Use our Skoda configurator to view the latest carwow deals on a range of new cars.
Smart – no-deposit deals
Smart specialises in building ultra-compact city cars. It might have grown slightly in recent years but you’ll still be hard-pressed to find a more compact car on sale than the minute ForTwo. If you’re considering buying on of these diminutive runabouts, both it and its convertible cousin are available with no deposit finance. Read full terms and conditions on the Smart finance website.
Build your ideal new car using our Smart configurator and view the best carwow deals currently available.
Suzuki – no-deposit deals
Celerio – compact city car is spacious and affordable
Ignis – funky looking hatch offered with four-wheel drive
Swift – Swift Sport models are included in the offer, too
Baleno – All models, including the mild hybrid version qualify
Jimny – old-school off-roader is charming, if a little outdated
Vitara – quicker Vitara S models are also included
SX4 S-Cross – recently facelifted SUV represents great value for money
Put either of these cars into our Suzuki configurator to check out the best deals currently on offer.
Toyota – no-deposit deals
Almost the entire Toyota range, from the economical Prius to the sporty GT86, is offered with no-deposit finance deals, allowing you to jump behind the wheel without the worry of a large up-front payment. The following details have been obtained from the Toyota finance website.
Yaris – Spacious supermini qualifies for no deposit deal
Auris – All models, including hybrid and estate versions, are included
RAV4 – Well-built SUV is offered with no deposit
Verso – Compact MPV is also included
GT86 – Back-to-basics sports car is included in this deal
Prius – Seven-seat Prius+ models are also included
Land Cruiser – Robust 4×4 is available with no-deposit finance packages
To find out exactly how much you could save, use our Toyota configurator to view the best new car deals.
Vauxhall – no-deposit deals
Vauxhall offers a range of practical cars designed with the modern family in mind. From the compact Viva to the open-topped Cascada, all of its cars are now available with no-deposit finance packages. These details have been obtained from the Vauxhall finance website.
Viva – Well-equipped city car – now offered with no-deposit finance
Adam – Stylish supermini can be had with no deposit
Corsa – Ideal first car, now available with no deposit
Astra – All of models, including Sports Tourer estate and GTC are included
Mokka X – Stylish SUV is both affordable and packed with tech
Meriva – Practical MPV with loads of space and easily accessible cabin
Cascada – Four-seat convertible qualifies for no-deposit finance
Insignia – Both saloon and Sports Tourer estate models are included in this deal
Zafira – Seven-seat MPV makes a great car for large families
Build your perfect Vauxhall using our configurator and view the best deals currently on offer.
Volvo – no-deposit deals
Almost the entire Volvo range is offered with no-deposit finance deals, including the luxurious XC90 SUV. Unfortunately, these offers haven’t been confirmed for the stylish new S90 saloon and practical V90 estate. All information has been obtained from the Volvo finance website.
V40 – Safe hatchback is offered with no-deposit finance
S60 – Comfortable saloon is also included in the deal
V60 – Stylish estate qualifies for no-deposit finance packages
XC60 – Mid-sized SUV can be had without a deposit, too
XC90 – Premium seven-seater is offered with no deposit
See how much you can save on a new Volvo by using our configurator to view the best deals on offer.
Save money on your next new car
If any of these zero deposit deals caught your eye, our new car deals page will find you the best offers on all the models featured here. If you’d like a little more time to think about what your next car will be, our car chooser is here to help. If you’d like more information about new car finance, our personal contract purchase and hire purchase guides are here to help you weigh up their respective pros and cons. Check out our PCP calculator for a better idea how much your new car could cost per month.