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Compare the best Motability cars with nil deposit

High-quality cars with no deposit on the Motability Scheme from rated and reviewed dealers

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Rated 4.6/5 from 47,929 reviews

Best Motability cars with no deposit of 2023

Buying a car on the Motability Scheme for qualifying customers can yield significant savings over the ownership period. Finding one without having to pay a deposit can further reduce your upfront costs, although your monthly payments may be slightly higher. To make sure you get the best deal, our carwow team has selected the models which are currently available with the best no deposit offers.

Hyundai i10

1. Hyundai i10

9/10
Hyundai i10 review
Over the years Hyundai has gradually evolved its smallest i10 model into a truly impressive little city car. It is very easy to drive although the base models are a bit sparsely equipped. Mid-range versions can be equipped with an automated manual transmission which is a boon in traffic.
Peugeot 2008

2. Peugeot 2008

9/10
Peugeot 2008 review
Often, car buying comes down to a battle between your head and your heart. Not so with the Peugeot 2008. This is a stylish SUV inside and out that’s also practical with low running costs. There’s even an electric version if you want zero-emission motoring.
Volkswagen Polo

3. Volkswagen Polo

8/10
Volkswagen Polo review
The Volkswagen Golf is considered one of the best all-rounders you can buy, but the Polo isn’t far behind. If you don’t need the extra practicality of the Golf, the Polo feels pretty posh inside and has a big boot compared with its rivals. The entry level engine is a bit slow and lethargic, though running costs are low.
Toyota Aygo X

4. Toyota Aygo X

8/10
Toyota Aygo X review
If you want your small car to have a little SUV character then look no further than the Toyota Aygo X. Its angular bodywork looks cool, while its jacked-up suspension and chunky cladding gives it a rugged ‘go anywhere’ appeal. It feels a bit cheap inside, but it’s surprisingly spacious.
Nissan Leaf

5. Nissan Leaf

8/10
Nissan Leaf review
Battery range up to 239 miles
Yes, you can get electric cars on Motability with no deposit, too. The latest Leaf looks great and has a really big boot. Lower-cost models don’t have fantastic range and it’s not the fanciest inside, but as an all-round affordable electric car it’s pretty good value.
Renault Zoe

6. Renault Zoe

8/10
Renault Zoe review
Battery range up to 245 miles
Regular updates have ensured that the Zoe EV has the latest tech and an impressive range between charges. Running costs are impressively low, although some trim feels a bit below par and the rear seats are best reserved for the kids.
Skoda Kamiq

7. Skoda Kamiq

8/10
Skoda Kamiq review
The Kamiq isn’t a car you buy with passion, but it has all the boring stuff very sorted. That means you get an easy, comfortable driving experience, plenty of standard equipment and a spacious cabin. That said, the boot isn’t massive and it’s not the most interesting car to drive.
Kia Stonic

8. Kia Stonic

7/10
Kia Stonic review
Small SUVs are all the rage and the Kia Stonic is one such car, available with no deposit on Motability. It looks cool and is easy to drive, while the excellent warranty gives you peace of mind. It’s a bit cramped in the back seats and alternatives have bigger boots, but it’s a good value option.
Hyundai Bayon

9. Hyundai Bayon

7/10
Hyundai Bayon review
This compact SUV comes packed with the latest tech including a standard digital driver display. Mild-hybrid engine tech is standard, too, which should keep running costs low. Passenger and luggage space is generous although you will have to pay extra for the best safety kit.
Dacia Sandero Stepway
2024
Adventurer's Choice Award
Highly Commended

10. Dacia Sandero Stepway

7/10
Dacia Sandero Stepway review
Although Dacia has found great success as a budget brand, its cars don’t feel as cheap as their price tags suggest. It’s also pretty comfortable and has more space than your average city car. Its two-star Euro NCAP safety score is a big disappointment, though.

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Advice about nil advance payment Motability cars

Motability cars nil deposit FAQs

If the car’s value that you specify on the Motability Scheme exceeds your allowance over the agreed period, then an advance payment is necessary to make up the shortfall. This usually occurs if you opt for an expensive vehicle or a very highly specced one. 

If you are careful with your choice, you may even find a suitable vehicle which falls beneath your allowance. In this case there won’t be an advance payment and you will receive the balance of your allowance to spend however you like.

Motability payments usually start when you collect your vehicle from the dealership. A deduction is made every four weeks from your Motability allowance while you have the vehicle.

The payments are deducted from your Motability allowance every four weeks, this is then paid to the benefit payment agency. If you need to make an advance payment, this will need to be settled with the Motability Scheme dealer. This payment can be made either before or on the day that you collect your car.

While carwow doesn’t currently offer Motability as an option just yet, you can still configure the vehicle you desire on our site and then contact the relevant dealer anonymously to enquire about Motability availability.

To avoid having to make an advance payment, make sure that you spec your vehicle at or below the Motability allowance limit you qualify for.

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