If you’re looking for a practical, high-riding family vehicle but only have £300 per month to spend, you may be surprised by the cars available. We’ve collected a list of the 10 best SUVs that can be had for £300 per month under Personal Contract Purchase (PCP) and Hire Purchase (HP) agreements.
These deals require you to pay an initial deposit and a number of monthly payments over an agreed term. Generally speaking, cars with a large initial deposits will cost you less per month and vice-versa.
As with all personal finance agreements, you should carefully consider whether you can afford the monthly payments over the full term before you sign a contract. Cash purchases are an alternative that could be worth considering if you’re unsure whether PCP or HP deals are right for you, or if you’d prefer a single payment over numerous monthly ones. All information has been obtained from the respective manufacturer’s websites and was correct at the time of publication.
It’s worth noting that these deals are representative of typical finance offers, but not set in stone – many dealers will be willing to offer adjusted rates if you’d rather pay a smaller deposit or plan to keep the car for longer. If you use our carwow car configurator you could find that many dealers are willing to offer sizeable discounts, too.
1. Land Rover Discovery Sport – £299 per month
The Land Rover Discovery Sport offers a great combination of a functional yet attractive interior, a practical boot and excellent levels of refinement. The Discovery Sport’s engines might not be quite as spritely as its Audi Q5 or Mercedes GLC rivals but the efficient diesel option can return a very competetive 57.7mpg.
You can get your hands on a new Discovery Sport for £299 per month but you will have to fork out a large £10,040 deposit. A 37 month agreement with 6.9 per cent annual percentage rate interest (APR) will land you an SE model with partial leather trim, climate control and a Bluetooth compatible eight-inch infotainment system as standard. All details have been obtained from the Land Rover finance website.
You could save even more if you use our Land Rover Discovery Sport car configurator and let the countries best dealers compete over you.
2. BMW X1 – £300.95 per month
The BMW X1‘s main selling points are its well-built interior, a selection of powerful engines and its great road-holding. The X1 shares many components with the 2 Series Active Tourer but visibility is significantly improved thanks to its raised driving position. Its boot is also 37-litres larger than its MPV sibling, making it slightly more practical, too.
A BMW X1 with dual zone climate control, sat nav, a stop-start system and park assist will cost you £300.95 per month over a 37 month period with 6.2 per cent APR. You will have to pay a sizeable £7,000 deposit, however. These details have been obtained from the BMW finance website.
If you build your perfect BMW X1 using our car configurator you could find dealers willing to undercut this manufacturer offer and offer some fantastic deals.
3. Renault Kadjar – £289 per month
The Renault Kadjar is based on the hugely popular Nissan Qashqai and comes with the a similarly practical cabin layout and engines capable of returning good fuel economy. As a safe family car the Kadjar makes a great choice – it scored a full five stars in the latest Euro NCAP tests and Renault was praised for its child protection safety systems.
For £289 per month for 48 months you can get behind the wheel of a top-of-the-range Kadjar Signature Nav that comes with LED headlights, a panoramic sunroof and a Bose sound system as standard. As an added bonus, this deal comes with a small deposit of £289 and 5.9 per cent APR. These details have been obtained from the Renault finance website.
If you use our Renault Kadjar car configurator you might even be able to find dealers willing to better this already fantastic deal.
4. Mazda CX-5 – £299 per month
The Mazda CX-5 could be perfect for drivers looking for spacious SUV that’s not only good to drive but fuel efficient, too. It might not sport the best interior in its class and some critics have complained that it’s noisier than some rivals but all models come well equipped as standard. The CX-5 comes with the reassurance of a five-star Euro NCAP safety rating, too.
A 37 month plan costing £299 per month with 5.9 per cent APR will get you behind the wheel of a Mazda CX-5 in SEL Nav trim. This model comes with sat nav, cruise control, a DAB digital radio and climate control as standard. These details have been obtained from the Mazda finance website.
If this sounds like your perfect SUV, our Mazda CX-5 car configurator can help you get your new car for a great price.
5. Volvo XC60 – £299 per month
The Volvo XC60 offers high levels of safety equipment and excellent crash protection making it one of the safest small SUVs you can buy. The minimalist interior has a premium feel but is starting to show its age when compared to more modern rivals. The boot, especially with the rear seats folded down, is spacious and easy to load thanks to a completely flat floor.
Sign a 25 month agreement with 0 per cent APR and for £1 less than our £300 budget per month you could park a sporty XC90 R Design on your driveway. This model comes equipped with 18-inch alloy wheels, cruise control, a leather interior and a new bodykit as standard but you will have to shell out £7,509 for a deposit. These details have been obtained from the Volvo finance website.
You can always build your perfect Volvo XC60 using our car configurator and see if our hand-pickled dealers can offer you an even better price for your new car.
6. Honda HR-V – £301.62 per month
The Honda HR-V boasts good fuel economy (as high as 85mpg if you pick the hybrid model) a comfortable ride and good standard equipment levels. It’s slightly more expensive than other compact SUVs, however, and it doesn’t have the eye-catching looks of the Nissan Juke but its light controls and high driving position make it relatively relaxing to drive.
For £1.62 more than our budget and a £3,500 deposit you can get hold of an HR-V with 17-inch alloy wheels, forward collision warning systems, parking sensors and sat nav as standard. This plan covers 37 months and comes with 5.68 per cent APR. These details have been obtained from the Honda finance website.
If you build your perfect Honda HR-V using our car configurator you might find dealers willing to offer even better prices than this manufacturer offer.
7. Mercedes GLA – £299 per month
Mercedes hopes the GLA can combine the visual character of an off-road SUV with the everyday usability of a more compact hatchback. It sports a high driving position, good visibility and chunky exterior detailing yet boasts good road manners – some critic have even said it rides better than an A-Class.
An entry-level GLA 200d Sport can be had for £299 per month on a 48 month agreement with 5.7 per cent APR. This model boasts 18-inch alloy wheels, tinted windows, a reversing camera and electric powered boot lid. You will have to pay an initial deposit of £3,999, however. These details have been obtained from the Mercedes finance website.
If this offer isn’t good enough for you, our network of dealers may be able to improve it if you use our Mercedes GLA car configurator.
8. Honda CR-V – £299 per month
The Honda CR-V is a practical family SUV that should offer both good fuel economy and many years of reliable motoring. It might not be the most inspiring car to drive and top-of-the-range models are quite expensive but the latest facelifted model comes with a refreshed exterior and high-quality cabin. Entry level models do come well-equipped and you should find the capacious 589-litre boot more than big enough for everyday use.
A 1.6-litre diesel CR-V with a 17-inch alloy wheels, LED daytime running lights, Bluetooth connectivity and cruise control will cost you £3,500 up front and £297.98 per month for 37 months with 5.77 per cent APR. These details have been obtained from the Honda finance website.
Some dealers may offer even better prices if you build your perfect Honda CR-V using our car configurator.
9. Lexus NX – £299.44 per month
The Lexus NX is the smallest SUV in the Lexus range but its radical styling and smart interior give it a premium feel both inside and out. The NX is based on the spacious Toyota RAV4 so sports a practical interior and a reasonably large boot (475-litres). The cabin feels well built with high-quality materials but equipment levels can be a little spartan, especially on entry-level models.
For £299.44 per month for 42 months the fastest NX 200t F-Sport model just sneaks into our price-range. It comes as standard with an automatic gearbox, heated leather seats, sports suspension, 18-inch alloy wheels and an electric powered boot lid. This plan comes with a significant £12,000 deposit, however, and 6.9 per cent APR. These details have been obtained from the Lexus finance website.
If this sounds like your perfect SUV, you may be able to get an even better price from our network of dealers if you use our Lexus NX car configurator.
10. Jeep Renegade – £276 per month
The Jeep Renegade is one of the most off-road focussed SUVs on our list and as such comes with a more rugged, if slightly more basic, interior than a number of rivals. Some buyers may be put off by slightly less refined on-road manners and handling more focussed to comfortable cruising than driver involvement but the Renegade does offer a spacious cabin and the possibility of returning 61.4mpg if you choose a 1.6-litre diesel engine.
At £276 per month for 36 months, the Jeep Renegade is the cheapest SUV in our top 10 – this plan only requires a £276 deposit and 3.06 per cent APR. This interestingly named ‘Dawn of Justice’ edition comes as standard with dual zone climate control, a reversing camera, 18-inch alloy wheels and a remote start feature. These details have been obtained from the Jeep finance website.
This is just a representative offer so you may find even better deals if you use our Jeep Renegade car configurator.
Save money on your new SUV
If any of these SUVs could make your perfect car, our carwow car configurator can help you find one at a great price. It is worth bearing in mind that many dealers will be happy to modify these finance packages if you’d rather keep the car for longer or would prefer a cheaper deposit, for example. If you’re not sure which car to buy, read our best SUVs currently on sale article or check out our car chooser tool.