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Best SUVs for less than £200 per month

Each one of these cars is available through a Personal Contract Purchase (PCP) finance agreement. This means you’ll pay an initial deposit, followed by a series of monthly payments that’ll let you drive the car for a set amount of time and for a maximum number of miles each year. Once you’ve made your final payment, you can simply return your car to the dealer with nothing left to pay or buy it outright for an amount set out in your contract.

Don’t see your favourite SUV in our top 10 list? Read our list of the best small SUVs on sale or click ‘login’ in the top-right-hand corner to sign in and configure a new car that’ll be built exactly to your specification. You can also browse our extensive range of new, nearly new and used in-stock cars.

(All prices are correct at time of writing)


Skoda Karoq – £ 199.17 per month

The Skoda Karoq is a small, but still hugely practical, family SUV with a smart cabin and a big boot. There’s enough space for three tall passengers to get comfortable in the back seats, too, and its touchscreen infotainment system is easy to read and very intuitive to use.

Its slightly bland looks probably won’t get your pulse racing, however, and high-spec models are a little more costly than some alternatives, but the Karoq’s a doddle to drive, reasonably comfortable and comes with a wide range of cheap-to-run petrol and diesel engines.

Pay a £4,200 deposit and you can get your hands on a new 1.0-litre petrol Karoq for £199.17 per month for four years. This deal – that you’ll find on Skoda’s finance website – lets you drive for up to 10,000 miles each year.

Peugeot 3008 – £199 per month

Few SUVs can match the eye-catching Peugeot 3008 when it comes to slick styling and swanky interior design. The 3008 comes with an unusually small steering wheel, a high-mounted instrument display and some posh metal toggle switches that make it feel much more special inside than most other family SUVs.

Unfortunately, you can’t get it with four-wheel drive, but at least there’s enough room inside for five adults to sit comfortably and its wide boot opening makes it dead easy to pack full of bulky boxes.

Peugeot’s finance deal will let you drive away in a new 1.6-litre diesel 3008 for £199 per month for 37 months. You’ll have to pay a £5,720 deposit and limit your annual mileage to less than 6,000 miles, however.

Renault Kadjar – £199 per month

The Renault Kadjar is a spacious family SUV that’s pretty comfortable and comes with lots of safety kit as standard. You also get a slick digital driver’s display (instead of conventional analogue dials) across the range, and there’s enough space in the back seats for three adults to sit side-by-side.

Some alternatives are more fun to drive, however, and the Renault’s slightly drab interior isn’t very exciting to look. It does come with a confidence-inspiring high driving position, however, and a range of efficient petrol and diesel engines that make it fairly cheap to run.

Sign a 37-month contract and you can park a 1.5-litre diesel Kadjar on your drive for £199 per month. This Renault finance deal requires you to pay a £5,884 deposit and includes a 6,000-mile annual mileage limit.

Suzuki Vitara – £195.35 per month

The Suzuki Vitara is a compact, rugged SUV that’s roomy enough to comfortably carry a family of five and their luggage for a weekend away. Its boot is easy to load and you get lots of handy cubby holes dotted around its cabin to keep it looking as tidy as possible.

Unfortunately, there are lots of cheap, scratchy plastics on the Suzuki’s dashboard and doors so it doesn’t feel quite as posh as some more upmarket alternatives. All models do come with lots of equipment as standard, however, and few small SUVs are quite as much fun to drive as the Vitara on a twisty country road.

Suzuki’s finance deal will land you the keys to a new 1.6-litre petrol Vitara in return for a £3,000 deposit and £195.35 per month for 37 months. This agreement comes with a 6,000-mile annual mileage limit.

Citroen C3 Aircross – £199 per month

The C3 Aircross is a funky-looking small SUV that’s comfortable, cheap to run and roomy inside. There’s enough space to carry five adults and – if you’re not carrying any passengers in the back – you can slide the rear seats forward to give boot space a helpful boost.

It’s not particularly fun to drive and the optional automatic gearbox can be slow to respond at times but the Citroen’s soft suspension helps it soak up bumps and potholes rather well. Avoid entry-level Touch models and the C3 Aircross comes quite well-equipped as standard, too.

Sound like your kind of car? Citroen’s finance deal will let you drive a 110hp petrol C3 Aircross in return for a £4,004.53 deposit and 37 monthly payments of £199. You’ll have to make sure you don’t exceed 6,000 miles per year, however.

Audi Q2 – £198.98 per month

The Audi Q2 is an upmarket SUV with dinky city-friendly dimensions and an upmarket interior with just enough space inside for a family of five. Everything feels impressively well built and you get a fair amount of equipment as standard – even on entry-level models.

Its boot isn’t quite as spacious as in some similar-size alternatives, however, but it’s still reasonably easy to load thanks to the square boot opening and flat floor. The Q2’s easy to drive around town too, but isn’t exactly fun when you turn down a twisty back road – even with the optional adaptive suspension fitted.

A new Audi Q2 could set you back just £198.98 per month as part of Audi’s three-year finance agreement. You’ll have to pay a £5,700 deposit and limit your annual mileage to 10,000 miles, however.

VW T-Roc – £199.82 per month

The oddly-named VW T-Roc is a more upmarket alternative to the likes of the Citroen C3 Aircross that comes with plenty of high-tech infotainment features, including an eight-inch touchscreen infotainment system with built-in smartphone mirroring.

Unfortunately, the VW’s back seats aren’t quite as spacious as in other small SUVs and there are plenty of brittle, scratchy plastics dotted around its otherwise smart, stylish cabin. Still, it’s easy to drive and comes with plenty of economical engines to choose from – you can even get top-spec diesel models with four-wheel drive.

VW’s finance deal will let you drive a new 1.0-litre petrol T-Roc for four years for £199.82 per month. You’ll have to limit your annual mileage to less than 10,000 miles and pay a £3,750 deposit, but VW will chip in with a handy £500 deposit contribution.

SEAT Arona – £198.42 per month

The compact SEAT Arona is one of the sportiest small SUVs on sale. It comes with funky two-tone paint as standard and suspension designed to make it feel more responsive than most high-riding small cars on a winding country road.

Entry-level models don’t come with many high-tech features, however, and the SEAT’s cabin is let down by lots of cheap-feeling plastics. At least it’s pretty spacious for such a small car – whichever model you pick – and you get a reasonably big boot that’ll have no trouble swallowing a big weekly shop.

You can get your hands on a 1.0-litre petrol Arona for £198.42 per month as part of SEAT’s four-year finance deal. You’ll have to pay a £2,700 deposit, but SEAT will lend a hand with a generous £1,000 deposit contribution. This deal comes with a 10,000-mile annual mileage cap.

Nissan Qashqai – £199 per month

The original Nissan Qashqai went on sale in 2006 and was one of the very first SUVs. This latest model is more comfortable, more spacious and more high-tech than ever. It comes with clever suspension that helps it iron out bumps better than most SUVs and an airy cabin that’s just about big enough for five adults to get comfy – on short journeys at least.

Its slightly dated interior design and cheap plastic trims let the side down slightly, however, and the Qashqai’s standard infotainment system isn’t as easy to use as in the likes of the T-Roc or Karoq. Still, the Nissan’s easy to drive and comes with a range of cheap-to-run petrol and diesel engines that help make it a very good family car.

Pay an initial deposit of £6,352 followed by 37 monthly payments of £199 and you could drive away in a new 1.2-litre petrol Qashqai. This Nissan finance deal comes with a 10,000-mile annual mileage limit.

Toyota C-HR – £199 per month

Few SUVs look quite as futuristic as the Toyota C-HR. This eye-catching small family car comes with angular styling on the outside and a slick minimalist dashboard with cool blue mood lighting on the inside. All cars get an eight-inch touchscreen infotainment system, too.

Sadly, this system lacks the smartphone-mirroring features you get in many alternatives and the C-HR’s swoopy silhouette and small side windows mean the back seats can feel quite dark and dingy. Its boot isn’t particularly spacious, either, but the Toyota’s pretty comfortable and you can even get it as a fuel-sipping hybrid if running costs are your main concern.

Toyota’s finance deal lets you get behind the wheel of a new 1.2-litre petrol C-HR for £199 per month. This 42-month deal requires you to pay a £7,270 deposit and limits you to 8,000 miles per year.

Save money on your next car

See how much you could save on your next new car by heading over to the new car deals page. If you’re still not sure which model is the one for you, take a look at our car chooser. To get an idea how much your new car could cost per month, check out our PCP calculator.


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